If you have no credit or even bad credit and need cash today it can be very stressful and worrisome. You have to solve your cash flow problems so you can get some sleep tonight. Clovis Title Loans understands your situation and we are here to help. We want you to have all the information you need to make the best decision regarding your lending needs. If you have a good experience you will think of us the next time you need a loan and you may even tell your friends to check us out.

So lets go over your options...

Banks are simply out of the question at this point. With the housing market crushing them, they just dont want to lend money to those that they consider to be high risk debtors. So lets move on...

First off, check your wallet for credit cards. Most of the major credit card companies allow you to take cash advances right from an ATM or by using one of their checks. It isnt very much money because it comes from your available credit and is often less than that. If this works for you, problem solved. Have a nice day! If not, read on...

Have you asked a friend or family member? This might be good because you can sometimes work out a deal that gives them more interest than they are earning and cuts the cost you have to pay in interest, too! Most of the time, though, it puts a huge strain on the relationship and heaven forbid if you default. Many a friendship has been ruined or lost over even the smallest of loans not paid back quick enough. Dont kid yourself. Borrowing cash from friends and family is an ugly thing that creates unhealthy stress for everyone and lets be honest, you need a loan to help DECREASE the stress in your life, not add to it.

A payday advance from your boss might work out great because there is usually no interest to pay back; however, unless you are an exceptional employee with a rock solid relationship with your boss it may raise serious red flags about your reliability and trustworthiness. It can be especially harmful if you are in a cash handling position at work where trust is absolutely key; why risk it? You need your job and cant afford to lose it. They probably arent going to give you all that much either. It depends on your boss and how much you actually make.

For small loans, a pawn shop loan is very easy to get. All you need is something of value like musical instruments, jewelry or electronics but unless your violin is a Stradivarius, you most likely wont get that much cash for it. If this works for you, the hands down best place to find Pawn Shops online is with ezloanlookup.com . Were a member of their network, too!

Payday loans are easier than ever thanks to the advent of the internet business model and EzLoanLookup. Nowadays all you need is a verifiable income source and a checking account. The money can even be electronically transferred to your account in as little as a few hours; most of the time it takes a day or two. With online applications easier than ever you dont even need to go outside to get the job done. These now more closely resemble instant cash loans.

If you need a larger amount of cash, you may consider selling your car. You can get more by selling it privately but it can be costly upfront and time consuming. There are plenty of used car lots that will take your car off your hands for a fair price. Car Max is the biggest and best in this market, though be careful because they are going to try and sell you another one and lets face it, you need cash fast, not additional car payments. Dont forget the whole inconvenience of having no wheels. Unless you live near good public transportation have friends that can drive you around this probably isnt a viable option. Which leads us to our ultimate option...

A vehicle title loan: Car title loans, motorcycle title loans, vans, trucks or other vehicles can garner a decent bag of cash fast. The best part is that you can keep the car and continue to drive where you need to go. This is obviously the most logical choice given your situation; you need cash, you have a vehicle title in your name, you have bad or no credit. Click on the folder icon at the top of this page to find out how much your title can get for you!

Dont sit around feeling the stress of your financial burden. Get started collecting the information youll need to make an educated borrowing decision that gets you back on your feet enjoying the fresh air and sunshine. Do it now!